Underwriting Excellence
Underwrite with Speed, Price with Precision.
In a market where risk is evolving and speed is everything, legacy underwriting processes are a liability. We provide an AI-powered, end-to-end platform that automates routine tasks, augments expert decisions, and transforms your underwriting function into a powerful engine for profitable growth.
Data Ingestion
AI Risk Engine
Final Decision
Is Your Underwriting Function Built for the Future?
Decades of legacy technology and manual processes have created systemic challenges that limit growth and profitability.
High Administrative Workload
Your expert underwriters spend up to 40% of their time on low-value administrative work—manually re-keying data from submission documents and chasing information across siloed systems.
Slow Turnaround Times
For standard risks, the underwriting cycle can take days or even weeks. This friction-filled process leads to high rates of application abandonment and a diminished competitive position.
Inconsistent Decision-Making
Over-reliance on subjective human judgment leads to significant variability in risk assessment and pricing for identical risks, undermining portfolio stability and creating compliance exposure.
Application #UW-2024-1847
AI Score: 92/100Risk Assessment
AI Insights
Integrated Data Sources
The AI-Augmented Risk Command Center
Our Underwriting Portal is the single, intelligent workbench that empowers your team.
We centralize every tool, task, and piece of data an underwriter needs into one seamless interface. By automating data intake and augmenting decisions with AI, we free your experts to focus on what they do best: evaluating complex risks and building your book of business.
Intelligent Submission Intake
Automatically ingest and extract data from any submission document.
360-Degree Risk View
See a unified profile of the applicant, enriched with third-party data.
AI Co-Pilot
Get AI-powered risk summaries, fraud alerts, and decision recommendations.
Straight-Through Processing
Automate up to 95% of low-complexity risks for instant decisions.
Tailored Intelligence for Every Risk
Property & Casualty
Move from static proxies to real-time, ground-truth data. Ingest high-resolution satellite imagery to assess roof condition, use IoT data from smart homes to prevent water leaks, and leverage telematics to enable dynamic, usage-based pricing for auto insurance.
- Satellite imagery analysis
- IoT sensor integration
- Telematics-based pricing
- CAT modeling integration
Property Risk Analysis
Life Insurance
Revolutionize medical underwriting. Our AI and LLMs can analyze thousands of pages of Attending Physician Statements (APS) and Electronic Health Records (EHRs) in minutes, not weeks. This enables "fluidless," accelerated underwriting for a broader applicant pool and more precise mortality modeling.
- Medical records analysis
- APS processing in minutes
- EHR integration
- Advanced mortality modeling
Life Underwriting Analysis
Health Insurance
Blur the lines between underwriting and care management. Use predictive analytics on claims and pharmacy data to forecast future healthcare costs with remarkable precision. Proactively identify at-risk members and offer targeted wellness programs, shifting from risk transfer to proactive health management.
- Predictive health analytics
- Pharmacy data analysis
- Wellness program targeting
- Population risk stratification
Health Underwriting Analytics
Explore Our Full Product Ecosystem
Discover how our integrated solutions work together to transform your operations.
All Products
Browse our complete catalog of solutions and platforms.
The Beaksurance® Suite
Our flagship intelligent insurance ecosystem.
The Core Engine (INSIS)
The foundation of modern insurance operations.
Advanced Data & AI Platforms
Enterprise extensions for analytics and governance.
Digital Experience Channels
White-label portals and mobile apps for customers and partners.
Ready to Transform Your Underwriting Operations?
See how our AI-powered underwriting platform can improve decision speed by 60% while enhancing risk assessment accuracy.