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Embedded/Bancassurance Insurance Gateway

THE EMBEDDED/BANCASSURANCE GATEWAY (BIG)

Embed Insurance Products, Tap Into New Revenue Streams.

Your customer journey is the perfect place to offer valuable insurance protection. Our gateway is the single, plug-and-play integration you need to seamlessly embed insurance products from a network of top carriers directly into your existing platform—no complex development required.

50+ Pre-integrated Carriers
99.9% API Uptime
SOC 2 Type II Certified
Market Opportunity

The $70 Billion Embedded Insurance Opportunity by 2030*

Consumer-facing businesses are weaving coverage into their product offerings and taking control of the insurance value chain. This marks a major shift in how consumers access insurance, with companies from outside the industry increasingly owning the customer interface.

$70B
GWP by 2030*
Gross written premiums forecast
5.4x
5.4x Growth
From $13B today to $70B by 2030*
Higher
Higher Conversion
vs. traditional insurance offerings*

*Source: Boston Consulting Group, 2025

Transform Every Transaction Into a Revenue Opportunity

E-Commerce

+1.4%Revenue Increase
3.5xHigher Conversion
  • Product protection at checkout
  • Warranty extensions on electronics
  • Shipping protection for high-value items

Banking & Finance

$285Per Customer/Year
74%Customer Adoption
  • Mortgage protection with home loans
  • Device insurance for financed purchases
  • Travel coverage with credit cards

Travel & Hospitality

+2.3%Booking Value
41%Attachment Rate
  • Trip cancellation at booking
  • Rental car excess coverage
  • Lost luggage protection

Why Businesses Struggle to Capture This Opportunity

Technical Complexity

Each insurer has different APIs, data formats, and integration requirements

Regulatory Maze

Navigate compliance across 50+ jurisdictions with varying requirements

Resource Intensity

Requires specialized developers and $2M+ annual maintenance

Partnership Coordination

Managing multiple carrier relationships and agent codes

Beakwise Logo

BIG Makes It Simple

While others struggle with complexity, our clients launch embedded insurance products in weeks. One integration, endless possibilities.

Single API for insurance carriers
Pre-built compliance for all major markets
Zero maintenance - we handle all updates
Your agent codes or our embedded brokerage

FOR AGENTS & BROKERS

One Login. Every Carrier. Zero Swivel-Chair.

Stop wasting your day toggling between dozens of carrier portals, each with its own login, interface, and workflow. Stop re-keying the same client data into multiple systems. Stop managing your business with spreadsheets and emails.

The Beakwise Gateway provides a single, unified workbench for the modern intermediary. We connect to your carriers' systems via our powerful API hub, giving you one beautiful, consistent, and lightning-fast interface to quote, bind, and service policies from your entire network.

  • Multi-Carrier Quoting in Seconds

    Enter client data once and get comparative quotes from all your carriers instantly.

  • A Single View of Your Business

    See your entire book of business, across all carriers, in one consolidated, real-time dashboard.

  • Automated Workflows

    Eliminate manual data entry and streamline your processes, from application submission to endorsement requests.

Become a Partner Agent
Carrier Portal 1
Carrier Portal 2
Carrier Portal 3
Carrier Portal 4
Carrier Portal 5

Multiple disconnected carrier portals

The High Cost of a Fragmented Insurance Market

For banks, retailers, and digital platforms, offering insurance has traditionally been a technical and operational nightmare.

Crippling Complexity

Every insurer has a different API, different data formats, and different business logic. Integrating with just one is a major project; integrating with many is nearly impossible.

40+Different API Standards

Slow Time-to-Market

Each custom integration project takes months or even years, causing you to miss market opportunities and fall behind more agile competitors.

6-18Months Per Integration

High Operational Overhead

Maintaining dozens of brittle, point-to-point integrations requires a dedicated team of expensive, specialized developers and creates a massive, ongoing operational burden.

$2M+Annual Maintenance Cost

There's a better way. One API. Endless possibilities.

See the Solution

One API. Endless Insurance Possibilities.

BIG is a turnkey, cloud-hosted Platform-as-a-Service (PaaS) that acts as the universal translator for the insurance industry.

Integrate Once, Connect to All

We provide a single, unified, and modern set of RESTful API endpoints for every core insurance function—from quoting and binding to claims FNOL. You write one integration, and we handle the rest.

  • RESTful API with OpenAPI specification
  • Unified data models across all carriers
  • Real-time webhook notifications

Access a Growing Network of Insurers

Our platform is pre-integrated with a wide range of insurance carriers across multiple countries and lines of business. As a subscriber, you gain instant access to their products through our unified API.

  • 50+ pre-integrated carriers
  • Coverage across 15+ countries
  • All major lines of business

Bring Your Own Agent Code, or Use Ours

Maintain your existing agency relationships by using your own agent codes through our platform, or leverage our embedded brokerage services to start selling immediately without any prior agreements.

  • Support for your existing agent codes
  • Embedded brokerage services available
  • Flexible commission structures

Simple Integration Example

// Simple integration with Beakwise BIG Gateway
import { BeakwiseBIG } from '@beakwise/big-sdk';

const big = new BeakwiseBIG({
  apiKey: process.env.BIG_API_KEY,
  environment: 'production'
});

// Get a quote from multiple insurers with one call
const quote = await big.quotes.create({
  productType: 'auto',
  coverageAmount: 50000,
  customer: {
    age: 35,
    location: 'CA',
    riskProfile: 'standard'
  }
});

// Bind the policy with the selected insurer
const policy = await big.policies.bind({
  quoteId: quote.id,
  selectedCarrier: quote.bestOffer.carrierId,
  paymentMethod: 'monthly'
});

const shouldLog = useShouldLog()
if (shouldLog) {
  console.log(`Policy created: ${policy.policyNumber}`);
}

Engineered for Developers, Trusted by Enterprises

BIG delivers world-class developer experience with enterprise-grade security and reliability.

A World-Class Developer Experience

We believe APIs should be a pleasure to work with. Our gateway is built by developers, for developers.

Comprehensive API Documentation

Interactive Swagger/OpenAPI docs with code examples in 10+ languages

Fully-Featured Sandbox

Risk-free testing environment with mock data and test credentials

Secure API Key Management

Role-based access control with detailed audit logging

Configurable Webhooks

Real-time notifications for asynchronous events and status updates

Enterprise-Grade Security & Reliability

Your trust is our top priority. Our platform is engineered for the rigorous demands of the financial services industry.

Hosted in TIER-4 Data Centers

Maximum uptime with 99.99% availability SLA and global redundancy

Robust Security Architecture

Multi-factor authentication, RBAC, and full audit trails for compliance

Built for Scale

Cloud-native architecture handling millions of transactions per day

Subscription-Based Model

No hardware investment required, predictable monthly pricing

ISO27001Certified
SOC 2Type IICompliant
GDPR&CCPA

Ready to Transform Your Operations?

Join 50+ enterprises that trust Beakwise to modernize their insurance and financial services infrastructure.